Ford Credit: choose between ownership, a stepped payment and a lease
Ford Credit: choose between ownership, a stepped payment and a lease
Independent editorial guide. Info Atualizada is not affiliated with this provider. Product, course and enrollment conditions are determined by the provider.
Three Ford payment offers can look attractive for three different reasons. One gives you a consistent purchase payment, one lowers the initial installments before they rise, and one pays for using a vehicle under a lease. Decide what you want at the end before comparing the first monthly amount.
AT A GLANCE
COMPARE THE THREE FORD OPTIONS
**You will remain on this site**
Standard Purchase: a consistent ownership plan
Ford describes fixed-rate purchase financing for new, used and certified used vehicles. It is the option to investigate when you want to keep the car beyond the contract.
Flex Buy: plan for the later payment
The initial lower installments last 36 months; the payment rises from month 37. Treat the later amount as a budget requirement from day one.
Red Carpet Lease: match the agreement to your driving
A lease involves a selected term and mileage allowance. Your commute and end-of-contract plans matter as much as the starting payment.
Compare the whole deal
Use the same model and vehicle price when comparing proposals. Show the deposit, trade-in, extras and final obligations separately so an attractive installment does not hide a more expensive package.
Is this a useful next step for you?
A purchase may suit someone who wants to keep and customize a vehicle. A lease deserves a closer look when use over a defined period fits the plan. A stepped-payment purchase needs room for the later installment, not just the introductory period.
A practical way to think about it
If a lease allows 12,000 miles a year but your routine is roughly 1,200 miles per month, your expected driving is 14,400 miles per year. That mismatch should be addressed in the quote before you compare payments. This is an illustration, not a Ford mileage offer.
COMPARE THE THREE FORD OPTIONS
**You will remain on this site**
Pros
A decision based on ownership
You can compare what happens to the vehicle after the scheduled payments end.
Different schedules to examine
The payment pattern can be matched to a realistic future budget.
A clear dealer discussion
Mileage, vehicle price and extras can be settled as separate questions.
Before you continue: Flex Buy has geographic restrictions. Rates, vehicle eligibility and lease obligations depend on the current proposal and contract.
COMPARE THE THREE FORD OPTIONS